Thursday, April 05, 2012

What I want are not subsidies..

...But an increase in wage. 

Source: Google image
I'm not talking about minimal wage (though I acknowledge the importance of it). I'm talking about having a paycheck that is comparable to the work I do. I may be a clerk, or a lecturer, or a nurse or a doctor. It doesn't really matter who I am, but my expertise, experience and hard work have to be acknowledged. I believe the way to do this is by making the civil service more competitive in terms of work and paycheck. It is not my scope of expertise to comment on how exactly this can be done, but would appreciate input from those who are well-verse with it.

....But being able to buy my own house.
Yea, there is this Skim Rumah Pertamaku, but why would I limit myself to it? In fact, I don't qualify for the Scheme but at the same time I can't afford to buy one on my own within 6 months of working. Like I said, I'm not interested in subsidy or scheme. But rather an overall affordability when it comes to buying a roof above my head.

....But having the ride of my dream.
One of the frequent complain I get, at least from my friends are about cars!!! Personally, I am a fan of sports car, but I don't think I can afford one till I'm into my 40's! The price of cars is just so ridiculously high - sometimes you think you can buy a house rather than buying a car. Again, why would I give up riding the car of my dream?

I can go on and on but at the end of the day, I hope rather than issuing popularity statements that sounds like "I will abolish this, and that" or doing charity "cash and book vouchers", decision makers would address the core issue of improving the people's quality of life.

Don't resort into giving a fish to a hungry man, educate us on how to fish. We will take care of ourselves. Thank you.

Monday, April 02, 2012

PTPTN - My stand

I am a receiver of PTPTN study loan - about RM21k and by the time I started paying it off, it was close to RM24k (including interest). One thing about PTPTN, just like any other loan, it was easy to get but it is just kills you when you realise you are actually in debt before you even start earning. That's not how I want to start my career/working life.

I am half-way through my payment and I am not advocating the abolishment of PTPTN. However, I strongly believe tertiary education in public institution should be free. At least make it free to those scoring a CGPA of more than 3.00. Come on, be it STPM or Matriculation, it is tough (which one is tougher.. that's entire a different story). You have smart youths who can't afford glamourised private tertiary education in IPTAs. What's wrong in funding them?

PTPTN or whatever study loan, should be interest-free and given out to those in private institutions (IPTS). But not just any IPTS, given that we have so many small colleges (I call it motel colleges) operating from shoplots. As long as the course is accrediated, they are free to apply for the loan and I wonder how many of these colleges actually provide good quality education to their students. PTPTN should be confined to critical courses in good IPTS and applicants should be screened so that only those deserving ones get hold of it.

I think this would be a fair deal. And no, I have don't have any problem paying back half of my remaining loan.

p/s: Glad to be back writing here. Planning to write as I feel like it, no promise of regular posts. At least not for now.

Monday, July 18, 2011

A very long break

This blog is taking an exceptionally long break.
But I promise to return.
One day.